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clamp(3.5rem,2.5rem + 5vw,6.5rem));padding-bottom:clamp(3.5rem,2.5rem + 5vw,6.5rem)}.af-hero__bg{position:absolute;inset:0;pointer-events:none}.af-hero__grid{position:absolute;inset:0;background-image:linear-gradient(to right,rgba(15,23,42,.04) 1px,transparent 1px),linear-gradient(to bottom,rgba(15,23,42,.04) 1px,transparent 1px);background-size:58px 58px;mask-image:radial-gradient(ellipse 85% 62% at 50% 0%,#000 12%,transparent 78%);-webkit-mask-image:radial-gradient(ellipse 85% 62% at 50% 0%,#000 12%,transparent 78%)}.af-hero__orb{position:absolute;border-radius:50%;filter:blur(88px)}.af-hero__orb--a{width:clamp(300px,42vw,600px);height:clamp(300px,42vw,600px);background:radial-gradient(circle,rgba(184,134,11,.1) 0%,transparent 70%);top:-12%;left:-8%}.af-hero__orb--b{width:clamp(260px,36vw,500px);height:clamp(260px,36vw,500px);background:radial-gradient(circle,rgba(20,184,166,.11) 0%,transparent 70%);top:2%;right:-6%}.af-hero__inner{position:relative;z-index:1;max-width:54rem;margin-inline:auto}.af-hero__h1{margin-bottom:1.4rem}.af-hero__lead{margin-inline:auto;margin-bottom:2rem;max-width:44rem;color:var(--ink-2)}.af-hero__cta{display:flex;flex-wrap:wrap;justify-content:center;gap:.75rem;margin-bottom:1.75rem}.af-hero__cta .btn{min-width:220px}.af-hero__assure{display:flex;flex-wrap:wrap;justify-content:center;gap:.4rem 1.6rem;list-style:none;font-size:.83rem;color:var(--ink-3)}.af-hero__assure li{display:flex;align-items:center;gap:.42rem}.af-hero__assure svg{width:13px;height:13px;color:var(--teal);flex:none}.af-steps{display:grid;gap:1.25rem;grid-template-columns:1fr}@media(min-width:640px){.af-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(min-width:1024px){.af-steps{grid-template-columns:repeat(4,minmax(0,1fr));gap:1.75rem}}.af-step{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.75rem 1.5rem 1.5rem;transition:border-color .28s var(--ease),transform .28s var(--ease),box-shadow .28s var(--ease)}.af-step:hover{border-color:var(--line-strong);transform:translateY(-3px);box-shadow:var(--shadow-card)}.af-step__badge{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:var(--teal-soft);color:var(--teal-dark);font-family:var(--font-mono);font-size:.85rem;font-weight:700;margin-bottom:.9rem}.af-step__t{font-family:var(--font-display);font-size:1.02rem;font-weight:700;letter-spacing:-.02em;color:var(--ink);margin-bottom:.5rem}.af-step__d{font-size:.9rem;line-height:1.65;color:var(--ink-3)}.af-compare{display:grid;gap:1.5rem;grid-template-columns:1fr}@media(min-width:900px){.af-compare{grid-template-columns:repeat(2,minmax(0,1fr))}}.af-plan{background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:clamp(1.75rem,1.3rem + 2vw,2.5rem);display:flex;flex-direction:column;gap:1.75rem}.af-plan--dark{background:var(--ink);border-color:transparent}.af-plan__head{display:flex;flex-direction:column;gap:.6rem}.af-plan__tag{display:inline-block;align-self:flex-start;font-family:var(--font-mono);font-size:.7rem;font-weight:700;letter-spacing:.08em;padding:.3rem .7rem;border-radius:2rem;background:var(--teal-soft);color:var(--teal-dark)}.af-plan__tag--light{background:#ffffff1f;color:#ffffffd9}.af-plan__t{font-family:var(--font-display);font-size:1.5rem;font-weight:800;letter-spacing:-.02em;color:var(--ink)}.af-plan__t--light{color:#fff}.af-plan__d{font-size:.94rem;line-height:1.65;color:var(--ink-3)}.af-plan__d--light{color:#ffffff9e}.af-plan__figure{display:flex;flex-direction:column;gap:.3rem;padding:1.25rem 1.5rem;border-radius:16px;background:var(--teal-soft)}.af-plan--dark .af-plan__figure{background:#ffffff0f;border:1px solid rgba(245,197,66,.25)}.af-plan__num{font-family:var(--font-display);font-size:2.75rem;font-weight:800;line-height:1;color:var(--teal-dark)}.af-plan__num--gold{color:#f5c542}.af-plan__pct{font-size:1.6rem;font-weight:700}.af-plan__pct--gold{color:#f5c542}.af-plan__figure-label{font-size:.85rem;color:var(--ink-3)}.af-plan__figure-label--light{color:#ffffffb8}.af-plan__list{display:grid;gap:.65rem;list-style:none}.af-plan__list li{display:flex;align-items:flex-start;gap:.55rem;font-size:.9rem;line-height:1.5;color:var(--ink-2)}.af-plan__list li svg{width:15px;height:15px;color:var(--teal);flex:none;margin-top:.15em}.af-plan__list--light li{color:#ffffffd9}.af-plan__list--light li svg{color:#f5c542}.af-plan__cta{margin-top:auto;justify-content:center}.af-plan__cta--gold{background:#f5c542;color:#1a1300;border:none;font-weight:700}.af-plan__cta--gold:hover{background:#f7d066}.af-calc{max-width:52rem;margin-inline:auto}.af-calc__controls{display:grid;gap:1.75rem;padding:1.75rem;background:var(--paper);border:1px solid var(--line);border-radius:20px 20px 0 0}@media(min-width:700px){.af-calc__controls{grid-template-columns:1fr 1fr}}.af-calc__label{display:block;font-size:.85rem;font-weight:600;color:var(--ink-2);margin-bottom:.65rem}.af-calc__label strong{color:var(--teal-dark)}.af-calc__plans{display:flex;gap:.6rem}.af-calc__plan-btn{flex:1;text-align:center;padding:.75rem .5rem;border-radius:12px;border:1px solid var(--line-strong);background:var(--surface);font-size:.88rem;font-weight:600;color:var(--ink-2);transition:border-color .18s ease,background .18s ease,color .18s ease}.af-calc__plan-btn span{display:block;font-size:.78rem;font-weight:500;color:var(--ink-4);margin-top:.15rem}.af-calc__plan-btn.is-active{border-color:var(--teal);background:var(--teal-soft);color:var(--teal-dark)}.af-calc__plan-btn.is-active span{color:var(--teal-dark)}.af-calc__range{width:100%;accent-color:var(--teal);margin-top:.5rem}.af-calc__results{display:grid;gap:1px;background:var(--line);border:1px solid var(--line);border-top:none}@media(min-width:700px){.af-calc__results{grid-template-columns:1fr 1fr}}.af-calc__card{background:var(--paper);padding:1.75rem;display:flex;flex-direction:column;gap:.4rem}.af-calc__card--gold{background:var(--gold-soft)}.af-calc__card-label{font-size:.85rem;color:var(--ink-3)}.af-calc__card-num{font-family:var(--font-display);font-size:2.1rem;font-weight:800;color:var(--teal-dark)}.af-calc__card--gold .af-calc__card-num{color:var(--gold-dark)}.af-calc__card-note{font-size:.8rem;color:var(--ink-4)}.af-calc__disclaimer{font-size:.78rem;color:var(--ink-4);text-align:center;margin-top:1rem}.af-faq{max-width:44rem;margin-inline:auto;border-top:1px solid var(--line)}.af-faq__item{border-bottom:1px solid var(--line)}.af-faq__q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.15rem 0;text-align:left;font-family:var(--font-display);font-size:1.02rem;font-weight:700;letter-spacing:-.015em;color:var(--ink);transition:color .2s var(--ease)}.af-faq__q:hover{color:var(--teal-dark)}.af-faq__ic{width:19px;height:19px;flex:none;color:var(--ink-3);transition:transform .3s var(--ease),color .2s var(--ease)}.af-faq__item.is-open .af-faq__ic{transform:rotate(180deg);color:var(--teal)}.af-faq__a{overflow:hidden}.af-faq__a p{padding-bottom:1.25rem;font-size:.95rem;line-height:1.75;color:var(--ink-3);max-width:60ch}.af-close{padding-block:clamp(4.5rem,3rem + 7vw,8.5rem);background:var(--ink);position:relative;overflow:hidden;text-align:center}.af-close:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 65% 60% at 50% 100%,rgba(184,134,11,.16) 0%,transparent 62%);pointer-events:none}.af-close__inner{position:relative;z-index:1;max-width:40rem;margin-inline:auto}.af-close__t{font-family:var(--font-display);font-size:var(--fs-h2);font-weight:800;letter-spacing:-.03em;line-height:1.1;color:#fff;margin-bottom:1rem;text-wrap:balance}.af-close__d{font-size:var(--fs-lead);line-height:1.7;color:#ffffff9e;margin-bottom:2.25rem}.af-close__cta{display:flex;flex-wrap:wrap;justify-content:center;gap:.8rem}@media(prefers-reduced-motion:reduce){.af-progress{transform:scaleX(1)}.af-hero__orb{display:none}}